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| Provider | Service type | Compensation |
|---|---|---|
TRUST POINT INC3 years Filed as: TRUST POINT INC. Service code 15 · EIN 39-0415000 | Recordkeeping | $11,615 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,939 | $64,919-80.1% | $392,568-96.7% | $65,185-80.2% |
| Participation rate | 96.4% | 72.0%+24.4pp | 78.1%+18.3pp | 70.2%+26.2pp |
| Annual return | 24.56% | 26.09%-1.5pp | 24.42%+0.1pp | 29.38%-4.8pp |
| Employer contribution / active EE | $1,070 | $2,374-55.0% | $3,783-71.7% | $2,177-50.9% |
| Participant deferral / active EE | $2,596 | $3,668-29.2% | $5,985-56.6% | $3,514-26.1% |
| Admin fee / account holder | $93 | $634-85.3% | $6,260-98.5% | $847-89.0% |