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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,899 | $102,595-10.4% | $94,057-2.3% | $154,746-40.6% |
| Participation rate | 31.8% | 76.0%-44.2pp | 73.3%-41.5pp | 80.7%-48.9pp |
| Annual return | 14.98% | 583.42%-568.4pp | 480.62%-465.6pp | 172.34%-157.4pp |
| Employer contribution / active EE | $0 | $3,147-100.0% | $2,933-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $1,308 | $5,118-74.4% | $4,709-72.2% | $6,730-80.6% |
| Admin fee / account holder | $2,056 | $7,736-73.4% | $7,244-71.6% | $14,365-85.7% |