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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,967 | $148,582-69.7% | $135,942-66.9% | $139,456-67.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.58% | 79.26%-61.7pp | 68.28%-50.7pp | 373.45%-355.9pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,858-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $8,501 | $8,101+4.9% | $7,759+9.6% | $6,711+26.7% |
| Admin fee / account holder | $1,365 | $12,402-89.0% | $10,764-87.3% | $11,407-88.0% |