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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,126 | $138,075-94.8% | $123,552-94.2% | $135,379-94.7% |
| Participation rate | 62.5% | 84.7%-22.2pp | 82.3%-19.8pp | 82.6%-20.1pp |
| Annual return | -17.43% | 153.70%-171.1pp | 119.20%-136.6pp | 519.79%-537.2pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,309 | $6,800-66.0% | $6,426-64.1% | $5,609-58.8% |
| Admin fee / account holder | $86 | $10,917-99.2% | $9,285-99.1% | $10,828-99.2% |