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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,375 | $138,102-81.6% | $125,381-79.8% | $134,532-81.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -8.99% | 750.73%-759.7pp | 572.31%-581.3pp | 418.27%-427.3pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $5,764 | $7,801-26.1% | $7,448-22.6% | $6,401-10.0% |
| Admin fee / account holder | $2,855 | $11,568-75.3% | $10,007-71.5% | $11,429-75.0% |