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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,255 | $69,977-5.3% | $108,582-39.0% | $62,881+5.4% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 6.97% | 10.73%-3.8pp | -51.70%+58.7pp | 20.14%-13.2pp |
| Employer contribution / active EE | $7,413 | $2,135+247.2% | $3,758+97.2% | $2,281+225.0% |
| Participant deferral / active EE | $1,228 | $3,165-61.2% | $4,311-71.5% | $3,203-61.7% |
| Admin fee / account holder | $3,180 | $5,076-37.4% | $7,645-58.4% | $4,296-26.0% |