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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,088 | $91,559+21.3% | $133,978-17.1% | $79,856+39.1% |
| Participation rate | 83.9% | 73.3%+10.5pp | 79.8%+4.0pp | 69.6%+14.2pp |
| Annual return | 10.51% | 61.85%-51.3pp | 45.10%-34.6pp | 31.71%-21.2pp |
| Employer contribution / active EE | $7,595 | $2,384+218.6% | $3,919+93.8% | $2,471+207.3% |
| Participant deferral / active EE | $1,458 | $3,734-60.9% | $5,047-71.1% | $3,741-61.0% |
| Admin fee / account holder | $6,462 | $6,321+2.2% | $8,930-27.6% | $5,306+21.8% |