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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,264 | $83,485-18.2% | $125,192-45.5% | $72,975-6.5% |
| Participation rate | 80.6% | 73.3%+7.3pp | 79.8%+0.8pp | 69.5%+11.1pp |
| Annual return | 16.44% | 25.77%-9.3pp | 43.79%-27.4pp | 81.01%-64.6pp |
| Employer contribution / active EE | $5,759 | $2,346+145.5% | $3,866+49.0% | $2,440+136.0% |
| Participant deferral / active EE | $1,165 | $3,586-67.5% | $4,937-76.4% | $3,608-67.7% |
| Admin fee / account holder | $9,175 | $5,518+66.3% | $9,704-5.5% | $5,124+79.1% |