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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,383 | $183,592-57.9% | $155,567-50.3% | $145,959-47.0% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 13.51% | 61.24%-47.7pp | 64.74%-51.2pp | 561.95%-548.4pp |
| Employer contribution / active EE | $9,015 | $5,315+69.6% | $4,674+92.9% | $4,661+93.4% |
| Participant deferral / active EE | $9,119 | $6,464+41.1% | $5,628+62.0% | $6,689+36.3% |
| Admin fee / account holder | $455 | $19,318-97.6% | $15,916-97.1% | $13,398-96.6% |