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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,383 | $183,516-57.8% | $155,534-50.2% | $145,884-47.0% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 13.51% | 61.43%-47.9pp | 64.92%-51.4pp | 551.85%-538.3pp |
| Employer contribution / active EE | $9,015 | $5,315+69.6% | $4,675+92.8% | $4,662+93.4% |
| Participant deferral / active EE | $9,119 | $6,467+41.0% | $5,630+62.0% | $6,690+36.3% |
| Admin fee / account holder | $455 | $19,293-97.6% | $15,900-97.1% | $13,392-96.6% |