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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,976 | $175,259-50.9% | $149,723-42.6% | $139,487-38.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.57% | 166.82%-146.3pp | 134.50%-113.9pp | 373.84%-353.3pp |
| Employer contribution / active EE | $6,141 | $5,478+12.1% | $4,821+27.4% | $4,755+29.2% |
| Participant deferral / active EE | $11,062 | $6,522+69.6% | $5,682+94.7% | $6,713+64.8% |
| Admin fee / account holder | $1,392 | $16,158-91.4% | $13,215-89.5% | $11,407-87.8% |