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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,841 | $176,071-43.3% | $159,450-37.4% | $167,497-40.4% |
| Participation rate | 80.0% | 84.9%-4.9pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 10.86% | 331.79%-320.9pp | 263.60%-252.7pp | 478.62%-467.8pp |
| Employer contribution / active EE | $10,217 | $5,298+92.9% | $4,830+111.5% | $4,838+111.2% |
| Participant deferral / active EE | $5,432 | $7,750-29.9% | $7,352-26.1% | $6,341-14.3% |
| Admin fee / account holder | $967 | $12,555-92.3% | $10,800-91.0% | $12,310-92.1% |