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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,337 | $105,200-85.4% | $159,474-90.4% | $85,847-82.1% |
| Participation rate | 80.6% | 75.8%+4.9pp | 82.8%-2.2pp | 69.3%+11.3pp |
| Annual return | 15.45% | 45.08%-29.6pp | 263.68%-248.2pp | 318.61%-303.2pp |
| Employer contribution / active EE | $787 | $3,319-76.3% | $4,831-83.7% | $2,565-69.3% |
| Participant deferral / active EE | $1,152 | $5,946-80.6% | $7,353-84.3% | $3,952-70.8% |
| Admin fee / account holder | $4,017 | $6,934-42.1% | $10,802-62.8% | $6,261-35.8% |