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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,586 | $106,524-61.0% | $152,301-72.7% | $87,485-52.5% |
| Participation rate | 62.5% | 75.8%-13.3pp | 82.4%-19.9pp | 68.9%-6.4pp |
| Annual return | 19.10% | 26.89%-7.8pp | 80.50%-61.4pp | 26.06%-7.0pp |
| Employer contribution / active EE | $1,219 | $3,371-63.8% | $4,624-73.6% | $2,596-53.0% |
| Participant deferral / active EE | $3,404 | $6,525-47.8% | $8,004-57.5% | $4,274-20.3% |
| Admin fee / account holder | $712 | $8,287-91.4% | $14,398-95.1% | $7,775-90.8% |