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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,121 | $102,429-71.6% | $147,096-80.2% | $80,925-64.0% |
| Participation rate | 73.1% | 75.9%-2.8pp | 82.2%-9.1pp | 67.7%+5.4pp |
| Annual return | 14.44% | 135.02%-120.6pp | 419.75%-405.3pp | 35.65%-21.2pp |
| Employer contribution / active EE | $1,705 | $3,716-54.1% | $4,936-65.5% | $2,756-38.2% |
| Participant deferral / active EE | $2,691 | $6,649-59.5% | $8,071-66.7% | $4,299-37.4% |
| Admin fee / account holder | $596 | $7,957-92.5% | $13,005-95.4% | $6,940-91.4% |