Retirement plan

BT U.S. RETIREMENT SAVINGS PLAN 401(K)

Name: BT AMERICAS HOLDINGS, INC. - BT U.S. RETIREMENT SAVINGS PLAN 401(K) (2017) Form 5500
Creator: BT AMERICAS HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BT U.S. RETIREMENT SAVINGS PLAN 401(K), BT AMERICAS HOLDINGS, INC.

BT AMERICAS HOLDINGS, INC.EIN 20-2458368Plan #002PY 2017

8951 CYPRESS WATERS BLVD, SUITE 200 - DALLAS, TX 75019972-830-8100LinkedIn1001-5000 employeestelecommunications

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed February 14, 2019

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$617.7M

-5.5% from 2016

Total participants

3,295

-28.2% from 2016

Average account balance

$188,104

+223.8% from 2016

Annual return

18.51%

-7.24 pp from 2016

Benchmarks

See 169 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants1,000-4,999

Cohort169 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$652.23M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$335K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,949

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$14.31M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$22K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.91%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$172

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
PRUDENTIAL RETIREMENT INSURANCE AND2 years Service code 13 · EIN 06-1050034	Contract Administrator	$92,474
401K ADVISORS INC1 year Filed as: 401K ADVISORS, INC. Service code 27 · EIN 33-0905143	Advisory (Plan)	$62,500
CARR, RIGGS & INGRAM, LLC2 years Filed as: CARR, RIGGS, INGRAM Service code 10 · EIN 72-1396621	Accounting	$35,477
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT, Service code 27 · EIN 36-3297908	Advisory (Plan)	$10,080
PRUDENTIAL RETIREMENT INSURANCE AND1 year Filed as: PRUDENTIAL INVESTMENT MANAGEMENT SE Service code 63 · EIN 13-4122960	12b-1 Fees	$4,260

Plan features & details

Pension benefit codes2S2A2E2F2G2J2R3F3H2T

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$232K

$132 / participant

Other / not subdivided$232K100.0%

% of EOY assets

0.038%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CARR, RIGGS & INGRAM, LLC
Auditor EIN: 721396621
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$188,104

$80,360+134.1%

$90,161+108.6%

$77,958+141.3%

Participation rate

99.4%

81.9%+17.4pp

76.9%+22.5pp

71.6%+27.7pp

Annual return

18.51%

24.56%-6.1pp

34.89%-16.4pp

20.87%-2.4pp

Employer contribution / active EE

$3,781

$2,326+62.6%

$3,318+13.9%

$2,310+63.6%

Participant deferral / active EE

$11,280

$5,829+93.5%

$5,287+113.3%

$3,537+219.0%

Admin fee / account holder

$71

$64+10.7%

$5,943-98.8%

$97-27.5%

Provider

Service type

Compensation

PRUDENTIAL RETIREMENT INSURANCE AND2 years

Service code 13 · EIN 06-1050034

Contract Administrator

$92,474

401K ADVISORS INC1 year

Filed as: 401K ADVISORS, INC.

Service code 27 · EIN 33-0905143

Advisory (Plan)

$62,500

CARR, RIGGS & INGRAM, LLC2 years

Filed as: CARR, RIGGS, INGRAM

Service code 10 · EIN 72-1396621

Accounting

$35,477

MORNINGSTAR1 year

Filed as: MORNINGSTAR INVESTMENT MANAGEMENT,

Service code 27 · EIN 36-3297908

Advisory (Plan)

$10,080

PRUDENTIAL RETIREMENT INSURANCE AND1 year

Filed as: PRUDENTIAL INVESTMENT MANAGEMENT SE

Service code 63 · EIN 13-4122960

12b-1 Fees

$4,260

BT U.S. RETIREMENT SAVINGS PLAN 401(K)

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BT U.S. RETIREMENT SAVINGS PLAN 401(K)

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion