Retirement plan

BT U.S. RETIREMENT SAVINGS PLAN 401(K)

Name: BT AMERICAS HOLDINGS, INC. - BT U.S. RETIREMENT SAVINGS PLAN 401(K) (2015) Form 5500
Creator: BT AMERICAS HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BT U.S. RETIREMENT SAVINGS PLAN 401(K), BT AMERICAS HOLDINGS, INC.

BT AMERICAS HOLDINGS, INC.EIN 20-2458368Plan #002PY 2015

8951 CYPRESS WATERS BLVD, SUITE 200 - DALLAS, TX 750190000678-556-6075LinkedIn1001-5000 employeestelecommunications

Prospect flagsHigh cashLow participationHigh assets / participant

Top hat statement on fileNQDC

Filed February 14, 2019

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$512.9M

No prior year

Total participants

2,523

No prior year

Average account balance

$502,366

No prior year

Annual return

1.27%

No prior year

Benchmarks

See 171 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants1,000-4,999

Cohort171 peers

Snapshot2015

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$652.23M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$335K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,949

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$14.31M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$22K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.91%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$172

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
401(K) ADVISORS INC1+ years Filed as: 401(K) ADVISORS, INC. Service code 27 120 VANTIS, SUITE 400 · ALISO VIEJO, CA 92656	Advisory (Plan)	$66,667
MORNINGSTAR1+ years Service code 27 · EIN 52-1714114 22 WEST WASHINGTON STREET · CHICAGO, IL 60602	Advisory (Plan)	$49,107
CARR, RIGGS & INGRAM, LLC1+ years Filed as: CARR RIGGS & INGRAM Service code 10 PO BOX 311070 · ENTERPRISE, AL 36331	Accounting	$34,500
T ROWE PRICE RPS INC1+ years Filed as: T. ROWE PRICE RPS INC Service code 27 · EIN 52-1714114 100 EAST PRATT STREET · BALTIMORE, MD 21202	Advisory (Plan)	$26,009

Plan features & details

Pension benefit codes2A2E2F2G2J2R3F3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$167K

$84 / participant

Investment mgmt$167K100.0%

% of EOY assets

0.033%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CARR, RIGGS & INGRAM, LLC
Auditor EIN: 721396621
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$502,366

$68,092+637.8%

$73,307+585.3%

$59,188+748.8%

Participation rate

24.8%

78.1%-53.3pp

74.9%-50.1pp

69.4%-44.6pp

Annual return

1.27%

5.93%-4.7pp

5.67%-4.4pp

5.51%-4.2pp

Employer contribution / active EE

$4,937

$2,018+144.6%

$3,237+52.5%

$2,098+135.3%

Participant deferral / active EE

$8,898

$5,041+76.5%

$4,991+78.3%

$3,265+172.5%

Admin fee / account holder

$163

$630-74.1%

$5,637-97.1%

$92+77.2%

Provider

Service type

Compensation

401(K) ADVISORS INC1+ years

Filed as: 401(K) ADVISORS, INC.

Service code 27

120 VANTIS, SUITE 400 · ALISO VIEJO, CA 92656

Advisory (Plan)

$66,667

MORNINGSTAR1+ years

Service code 27 · EIN 52-1714114

22 WEST WASHINGTON STREET · CHICAGO, IL 60602

Advisory (Plan)

$49,107

CARR, RIGGS & INGRAM, LLC1+ years

Filed as: CARR RIGGS & INGRAM

Service code 10

PO BOX 311070 · ENTERPRISE, AL 36331

Accounting

$34,500

T ROWE PRICE RPS INC1+ years

Filed as: T. ROWE PRICE RPS INC

Service code 27 · EIN 52-1714114

100 EAST PRATT STREET · BALTIMORE, MD 21202

Advisory (Plan)

$26,009

BT U.S. RETIREMENT SAVINGS PLAN 401(K)

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BT U.S. RETIREMENT SAVINGS PLAN 401(K)

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion