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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,923 | $83,337+145.9% | $67,834+202.1% | $273,972-25.2% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 14.39% | 259.45%-245.1pp | 138.47%-124.1pp | 41.46%-27.1pp |
| Employer contribution / active EE | $10,370 | $3,287+215.5% | $2,403+331.5% | $4,869+113.0% |
| Participant deferral / active EE | $7,200 | $4,088+76.1% | $3,160+127.9% | $5,287+36.2% |
| Admin fee / account holder | $2,252 | $6,752-66.6% | $4,622-51.3% | $10,133-77.8% |