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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $637,654 | $82,324+674.6% | $68,803+826.8% | $134,545+373.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -33.84% | -2.17%-31.7pp | -6.37%-27.5pp | 418.37%-452.2pp |
| Employer contribution / active EE | $16,808 | $3,302+409.1% | $2,656+532.9% | $4,742+254.5% |
| Participant deferral / active EE | $12,025 | $4,740+153.7% | $3,942+205.1% | $6,401+87.9% |
| Admin fee / account holder | $336 | $6,485-94.8% | $4,936-93.2% | $11,431-97.1% |