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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,300 | $85,790+153.3% | $67,313+222.8% | $135,380+60.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -14.76% | -0.54%-14.2pp | -4.08%-10.7pp | 519.81%-534.6pp |
| Employer contribution / active EE | $14,332 | $3,487+311.0% | $2,566+458.6% | $4,779+199.9% |
| Participant deferral / active EE | $12,000 | $4,651+158.0% | $3,568+236.3% | $5,609+113.9% |
| Admin fee / account holder | $1,925 | $6,392-69.9% | $4,507-57.3% | $10,828-82.2% |