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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $779,425 | $29,733+2521.4% | $56,025+1291.2% | $80,959+862.7% |
| Participation rate | 1.9% | 41.7%-39.8pp | 52.5%-50.6pp | 67.7%-65.7pp |
| Annual return | 13.91% | 35.28%-21.4pp | 1712.69%-1698.8pp | 35.67%-21.8pp |
| Employer contribution / active EE | $202 | $672-70.0% | $1,042-80.6% | $2,757-92.7% |
| Participant deferral / active EE | $432 | $1,229-64.9% | $1,955-77.9% | $4,300-90.0% |
| Admin fee / account holder | $100 | $2,434-95.9% | $2,828-96.5% | $6,925-98.6% |