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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $779,425 | $29,716+2522.9% | $56,077+1289.9% | $80,925+863.1% |
| Participation rate | 1.9% | 41.7%-39.8pp | 52.5%-50.6pp | 67.7%-65.7pp |
| Annual return | 13.91% | 35.30%-21.4pp | 1709.28%-1695.4pp | 35.65%-21.7pp |
| Employer contribution / active EE | $202 | $671-70.0% | $1,040-80.6% | $2,756-92.7% |
| Participant deferral / active EE | $432 | $1,228-64.9% | $1,954-77.9% | $4,299-90.0% |
| Admin fee / account holder | $100 | $2,432-95.9% | $2,825-96.5% | $6,940-98.6% |