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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $529,110 | $27,632+1814.9% | $61,452+761.0% | $68,486+672.6% |
| Participation rate | 3.0% | 39.5%-36.5pp | 52.6%-49.5pp | 67.9%-64.9pp |
| Annual return | -19.38% | -13.24%-6.1pp | 338.96%-358.3pp | -7.85%-11.5pp |
| Employer contribution / active EE | $387 | $696-44.3% | $1,160-66.6% | $2,597-85.1% |
| Participant deferral / active EE | $530 | $1,264-58.0% | $2,125-75.0% | $4,028-86.8% |
| Admin fee / account holder | $100 | $2,010-95.0% | $2,131-95.3% | $5,404-98.1% |