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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,129 | $78,707-26.1% | $117,861-50.7% | $70,126-17.1% |
| Participation rate | 77.8% | 73.2%+4.6pp | 79.7%-1.9pp | 69.5%+8.2pp |
| Annual return | 20.80% | 23.30%-2.5pp | 335.11%-314.3pp | 73.15%-52.3pp |
| Employer contribution / active EE | $5,283 | $2,223+137.6% | $3,786+39.5% | $2,343+125.5% |
| Participant deferral / active EE | $3,851 | $3,297+16.8% | $4,482-14.1% | $3,332+15.6% |
| Admin fee / account holder | $1,322 | $5,066-73.9% | $8,021-83.5% | $4,645-71.6% |