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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,821 | $81,870-47.7% | $119,634-64.2% | $68,490-37.5% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -13.44% | -23.82%+10.4pp | -14.98%+1.5pp | -7.85%-5.6pp |
| Employer contribution / active EE | $7,351 | $2,692+173.1% | $4,232+73.7% | $2,597+183.1% |
| Participant deferral / active EE | $4,342 | $4,148+4.7% | $5,601-22.5% | $4,028+7.8% |
| Admin fee / account holder | $3,207 | $6,583-51.3% | $10,329-68.9% | $5,403-40.6% |