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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,123 | $91,536-36.5% | $130,062-55.3% | $75,177-22.7% |
| Participation rate | 91.3% | 71.5%+19.8pp | 78.5%+12.8pp | 67.2%+24.1pp |
| Annual return | 17.73% | -631.62%+649.3pp | -137.37%+155.1pp | 160.75%-143.0pp |
| Employer contribution / active EE | $7,366 | $2,845+158.9% | $4,322+70.4% | $2,671+175.8% |
| Participant deferral / active EE | $4,375 | $4,343+0.7% | $5,821-24.8% | $4,126+6.0% |
| Admin fee / account holder | $3,702 | $6,780-45.4% | $10,601-65.1% | $5,651-34.5% |