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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,857 | $202,463-69.0% | $169,397-62.9% | $139,487-54.9% |
| Participation rate | 40.0% | 81.1%-41.1pp | 77.2%-37.2pp | 80.3%-40.3pp |
| Annual return | 10.43% | 532.64%-522.2pp | 406.23%-395.8pp | 373.84%-363.4pp |
| Employer contribution / active EE | $715 | $4,694-84.8% | $4,013-82.2% | $4,755-85.0% |
| Participant deferral / active EE | $1,619 | $6,941-76.7% | $6,223-74.0% | $6,713-75.9% |
| Admin fee / account holder | $5,310 | $10,726-50.5% | $9,017-41.1% | $11,407-53.5% |