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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,205 | $228,395-80.6% | $185,861-76.2% | $158,982-72.2% |
| Participation rate | 50.0% | 82.3%-32.3pp | 78.0%-28.0pp | 82.0%-32.0pp |
| Annual return | 14.25% | 40.82%-26.6pp | 35.96%-21.7pp | 302.99%-288.7pp |
| Employer contribution / active EE | $875 | $4,968-82.4% | $4,088-78.6% | $4,763-81.6% |
| Participant deferral / active EE | $2,142 | $6,417-66.6% | $5,634-62.0% | $5,983-64.2% |
| Admin fee / account holder | $194 | $11,869-98.4% | $9,503-98.0% | $11,252-98.3% |