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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,393 | $211,946-86.1% | $169,452-82.7% | $135,380-78.3% |
| Participation rate | 57.1% | 82.6%-25.5pp | 77.8%-20.6pp | 82.6%-25.5pp |
| Annual return | -5.74% | 3.26%-9.0pp | 1.83%-7.6pp | 519.81%-525.5pp |
| Employer contribution / active EE | $815 | $5,117-84.1% | $4,157-80.4% | $4,779-83.0% |
| Participant deferral / active EE | $2,587 | $6,075-57.4% | $5,277-51.0% | $5,609-53.9% |
| Admin fee / account holder | $833 | $11,472-92.7% | $9,110-90.9% | $10,828-92.3% |