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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,292 | $227,597-73.9% | $189,575-68.7% | $167,536-64.6% |
| Participation rate | 44.4% | 82.5%-38.1pp | 78.4%-34.0pp | 82.1%-37.7pp |
| Annual return | 7.74% | 78.44%-70.7pp | 64.19%-56.5pp | 478.82%-471.1pp |
| Employer contribution / active EE | $889 | $5,316-83.3% | $4,412-79.8% | $4,839-81.6% |
| Participant deferral / active EE | $2,115 | $7,002-69.8% | $6,174-65.7% | $6,342-66.7% |
| Admin fee / account holder | $7,338 | $11,877-38.2% | $9,806-25.2% | $12,315-40.4% |