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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,893 | $69,977-65.9% | $108,582-78.0% | $62,881-62.0% |
| Participation rate | 70.6% | 72.9%-2.3pp | 79.6%-9.0pp | 69.3%+1.3pp |
| Annual return | 6.23% | 10.73%-4.5pp | -51.70%+57.9pp | 20.14%-13.9pp |
| Employer contribution / active EE | $905 | $2,135-57.6% | $3,758-75.9% | $2,281-60.3% |
| Participant deferral / active EE | $2,697 | $3,165-14.8% | $4,311-37.4% | $3,203-15.8% |
| Admin fee / account holder | $1,037 | $5,076-79.6% | $7,645-86.4% | $4,296-75.9% |