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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,540 | $83,485-55.0% | $125,195-70.0% | $72,976-48.6% |
| Participation rate | 69.4% | 73.3%-3.9pp | 79.8%-10.4pp | 69.5%-0.1pp |
| Annual return | 22.50% | 25.77%-3.3pp | 43.79%-21.3pp | 81.02%-58.5pp |
| Employer contribution / active EE | $903 | $2,346-61.5% | $3,866-76.6% | $2,440-63.0% |
| Participant deferral / active EE | $3,513 | $3,586-2.1% | $4,937-28.9% | $3,608-2.6% |
| Admin fee / account holder | $755 | $5,518-86.3% | $9,704-92.2% | $5,124-85.3% |