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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,172 | $99,994-44.8% | $146,643-62.4% | $85,847-35.7% |
| Participation rate | 56.3% | 73.1%-16.7pp | 80.1%-23.7pp | 69.3%-13.0pp |
| Annual return | 24.77% | 18.93%+5.8pp | 22.75%+2.0pp | 318.61%-293.8pp |
| Employer contribution / active EE | $811 | $2,559-68.3% | $4,137-80.4% | $2,565-68.4% |
| Participant deferral / active EE | $3,383 | $4,006-15.6% | $5,506-38.6% | $3,952-14.4% |
| Admin fee / account holder | $885 | $7,703-88.5% | $10,280-91.4% | $6,261-85.9% |