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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,967 | $104,251-34.8% | $91,004-25.3% | $147,586-53.9% |
| Participation rate | 65.0% | 78.2%-13.2pp | 75.6%-10.6pp | 82.8%-17.8pp |
| Annual return | 21.13% | 27.06%-5.9pp | 4.60%+16.5pp | 578.59%-557.5pp |
| Employer contribution / active EE | $2,356 | $3,116-24.4% | $2,456-4.0% | $4,876-51.7% |
| Participant deferral / active EE | $2,958 | $4,195-29.5% | $3,548-16.6% | $5,439-45.6% |
| Admin fee / account holder | $1,089 | $8,948-87.8% | $5,417-79.9% | $10,886-90.0% |