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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,649 | $79,955+17.1% | $98,461-4.9% | $75,173+24.6% |
| Participation rate | 72.0% | 70.4%+1.6pp | 75.2%-3.2pp | 67.2%+4.8pp |
| Annual return | 19.54% | 19.75%-0.2pp | 21.17%-1.6pp | 160.72%-141.2pp |
| Employer contribution / active EE | $1,794 | $2,264-20.7% | $3,049-41.1% | $2,671-32.8% |
| Participant deferral / active EE | $5,555 | $3,752+48.0% | $4,738+17.2% | $4,126+34.6% |
| Admin fee / account holder | $843 | $6,841-87.7% | $8,961-90.6% | $5,651-85.1% |