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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,078 | $83,908-40.3% | $68,509-26.9% | $125,389-60.1% |
| Participation rate | 59.1% | 78.2%-19.1pp | 74.7%-15.6pp | 83.2%-24.1pp |
| Annual return | -0.53% | 14.48%-15.0pp | 8.27%-8.8pp | 282.24%-282.8pp |
| Employer contribution / active EE | $1,363 | $3,031-55.0% | $2,278-40.1% | $4,866-72.0% |
| Participant deferral / active EE | $2,640 | $4,125-36.0% | $3,382-21.9% | $5,352-50.7% |
| Admin fee / account holder | $404 | $8,982-95.5% | $5,275-92.3% | $9,541-95.8% |