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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,822 | $56,894-68.7% | $84,753-79.0% | $62,881-71.7% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 1.49% | 6.30%-4.8pp | 22.78%-21.3pp | 20.14%-18.7pp |
| Employer contribution / active EE | $2,100 | $2,400-12.5% | $3,574-41.3% | $2,281-7.9% |
| Participant deferral / active EE | $2,076 | $2,709-23.4% | $3,712-44.1% | $3,203-35.2% |
| Admin fee / account holder | $1,288 | $3,581-64.0% | $5,333-75.8% | $4,296-70.0% |