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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,808 | $81,476-48.7% | $102,383-59.2% | $80,925-48.3% |
| Participation rate | 74.2% | 66.8%+7.3pp | 74.5%-0.3pp | 67.7%+6.5pp |
| Annual return | 8.08% | 25.59%-17.5pp | 24.94%-16.9pp | 35.65%-27.6pp |
| Employer contribution / active EE | $1,321 | $3,105-57.5% | $3,870-65.9% | $2,756-52.1% |
| Participant deferral / active EE | $2,593 | $3,871-33.0% | $5,060-48.8% | $4,299-39.7% |
| Admin fee / account holder | $6,533 | $6,717-2.8% | $8,391-22.2% | $6,940-5.9% |