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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,889 | $57,352-68.8% | $83,831-78.7% | $64,173-72.1% |
| Participation rate | 93.0% | 68.6%+24.4pp | 76.1%+16.8pp | 69.6%+23.4pp |
| Annual return | -9.76% | 11.38%-21.1pp | 850.99%-860.7pp | 7.63%-17.4pp |
| Employer contribution / active EE | $1,056 | $2,546-58.5% | $3,631-70.9% | $2,381-55.6% |
| Participant deferral / active EE | $1,532 | $2,993-48.8% | $4,082-62.5% | $3,470-55.8% |
| Admin fee / account holder | $483 | $4,046-88.1% | $5,479-91.2% | $4,887-90.1% |