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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $35,086 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,933 | $54,368-15.5% | $117,039-60.8% | $62,293-26.3% |
| Participation rate | 53.5% | 64.9%-11.4pp | 77.2%-23.6pp | 69.5%-16.0pp |
| Annual return | 18.11% | 21.77%-3.7pp | 18.95%-0.8pp | 28.90%-10.8pp |
| Employer contribution / active EE | $1,403 | $1,692-17.0% | $3,785-62.9% | $2,042-31.3% |
| Participant deferral / active EE | $2,552 | $2,269+12.5% | $3,929-35.0% | $3,169-19.5% |
| Admin fee / account holder | $129 | $493-73.8% | $5,974-97.8% | $479-73.0% |