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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $13,797 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,507 | $47,969-42.7% | $85,969-68.0% | $52,331-47.4% |
| Participation rate | 58.3% | 61.7%-3.4pp | 76.5%-18.2pp | 68.1%-9.8pp |
| Annual return | 1.37% | -0.13%+1.5pp | 9.32%-7.9pp | 4.54%-3.2pp |
| Employer contribution / active EE | $1,248 | $1,460-14.5% | $3,474-64.1% | $1,882-33.7% |
| Participant deferral / active EE | $2,420 | $2,110+14.7% | $3,829-36.8% | $3,022-19.9% |
| Admin fee / account holder | $33 | $530-93.8% | $6,053-99.5% | $592-94.5% |