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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $28,160 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,648 | $50,643-19.7% | $106,619-61.9% | $55,167-26.3% |
| Participation rate | 60.9% | 65.6%-4.6pp | 78.0%-17.0pp | 69.0%-8.0pp |
| Annual return | 3.22% | 7.02%-3.8pp | 9.42%-6.2pp | 169.23%-166.0pp |
| Employer contribution / active EE | $1,523 | $1,626-6.3% | $3,947-61.4% | $1,963-22.4% |
| Participant deferral / active EE | $2,684 | $2,208+21.6% | $3,930-31.7% | $3,054-12.1% |
| Admin fee / account holder | $102 | $488-79.0% | $6,418-98.4% | $504-79.7% |