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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,095 | $160,070-86.8% | $147,117-85.7% | $145,897-85.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.90% | 98.69%-89.8pp | 420.54%-411.6pp | 552.29%-543.4pp |
| Employer contribution / active EE | $7,389 | $5,285+39.8% | $4,932+49.8% | $4,663+58.5% |
| Participant deferral / active EE | $10,640 | $8,419+26.4% | $8,065+31.9% | $6,689+59.1% |
| Admin fee / account holder | $13,120 | $15,035-12.7% | $12,993+1.0% | $13,390-2.0% |