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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,242 | $65,985-86.0% | - | $152,885-94.0% |
| Participation rate | 66.7% | 72.3%-5.7pp | - | 82.5%-15.8pp |
| Annual return | 30.02% | 27.82%+2.2pp | - | 345.39%-315.4pp |
| Employer contribution / active EE | $2,711 | $2,766-2.0% | - | $4,763-43.1% |
| Participant deferral / active EE | $5,506 | $4,125+33.5% | - | $5,851-5.9% |
| Admin fee / account holder | $14,543 | $4,647+213.0% | - | $11,598+25.4% |