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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $596,142 | $153,311+288.8% | $109,313+445.4% | $273,972+117.6% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 2.12% | 29.86%-27.7pp | 22.07%-20.0pp | 41.46%-39.3pp |
| Employer contribution / active EE | $35,000 | $5,619+522.9% | $3,892+799.3% | $4,869+618.9% |
| Participant deferral / active EE | $18,000 | $3,932+357.8% | $3,166+468.5% | $5,287+240.4% |
| Admin fee / account holder | $5,451 | $8,076-32.5% | $5,666-3.8% | $10,133-46.2% |