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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $796,171 | $185,225+329.8% | $142,898+457.2% | $167,536+375.2% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 9.42% | 8558.12%-8548.7pp | 5639.64%-5630.2pp | 478.82%-469.4pp |
| Employer contribution / active EE | $38,919 | $5,607+594.1% | $4,146+838.8% | $4,839+704.3% |
| Participant deferral / active EE | $19,500 | $4,496+333.7% | $3,838+408.0% | $6,342+207.5% |
| Admin fee / account holder | $8,037 | $8,032+0.1% | $6,560+22.5% | $12,315-34.7% |