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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $557,823 | $140,578+296.8% | $100,671+454.1% | $125,389+344.9% |
| Participation rate | 100.0% | 80.4%+19.6pp | 70.7%+29.3pp | 83.2%+16.8pp |
| Annual return | -2.30% | 24.67%-27.0pp | 20.43%-22.7pp | 282.24%-284.5pp |
| Employer contribution / active EE | $35,000 | $5,965+486.7% | $4,012+772.3% | $4,866+619.3% |
| Participant deferral / active EE | $18,000 | $3,981+352.1% | $3,144+472.6% | $5,352+236.3% |
| Admin fee / account holder | $5,862 | $6,716-12.7% | $4,850+20.9% | $9,541-38.6% |