Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $24,026 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $15,923 |
DEFINITI LLC2 years Filed as: DEFINITI Service code 13 · EIN 85-0833363 | Contract Administrator | $4,620 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,706 | $77,670+5.2% | $109,163-25.2% | $79,393+2.9% |
| Participation rate | 59.5% | 67.8%-8.3pp | 75.9%-16.4pp | 70.7%-11.2pp |
| Annual return | 13.39% | 23.44%-10.1pp | 25.75%-12.4pp | 116.87%-103.5pp |
| Employer contribution / active EE | $2,120 | $2,798-24.3% | $3,723-43.1% | $2,428-12.7% |
| Participant deferral / active EE | $4,298 | $3,518+22.2% | $4,654-7.6% | $4,046+6.2% |
| Admin fee / account holder | $741 | $732+1.2% | $6,754-89.0% | $627+18.2% |