Retirement plan

RYAN COMPANIES 401(K) PROFIT SHARING PLAN

Name: RYAN INCORPORATED SOUTHERN - RYAN COMPANIES 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: RYAN INCORPORATED SOUTHERN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RYAN COMPANIES 401(K) PROFIT SHARING PLAN, RYAN INCORPORATED SOUTHERN

RYAN INCORPORATED SOUTHERNEIN 20-2087333Plan #001PY 2018

1700 S. POWERLINE ROAD, SUITE H - DEERFIELD BEACH, FL 33442954-427-5599

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$3.9M

+11.5% from 2017

Total participants

128

+11.3% from 2017

Average account balance

$50,686

-1.5% from 2017

Annual return

-7.05%

-27.22 pp from 2017

Benchmarks

See 2,759 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,759 peers

Snapshot2018

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$14.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$95K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

153

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

47.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.34M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.70%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$70

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
INDEPENDENT FINANCIAL PARTNERS1 year Service code 27 · EIN 59-3331424	Advisory (Plan)	$13,891
MASSACHUSETTS MUTUAL LIFE INS. CO.1 year Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 52 · EIN 04-1590850	Indirect Investment Fees	$11,323
INDEPENDENT FINANCIAL ADVISOR1 year Service code 27 · EIN 59-3331424	Advisory (Plan)	$2,653
PENSION ASSURANCE LLP1 year Filed as: THE PENSION STUDIO Service code 13	Contract Administrator	$1,917
PENSION ASSURANCE LLP1 year Filed as: THE PENSION STUDO Service code 14 · EIN 54-2154380	Plan Administrator	$1,624
PENSION ASSURANCE LLP1 year Filed as: THE PENSION STUIO Service code 13 · EIN 54-2154380	Contract Administrator	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2K2T3D3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$16K

$129 / participant

Contract admin$16K100.0%

% of EOY assets

0.400%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CARON & BLETZER PLLC
Auditor EIN: 043499945
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,686

$55,449-8.6%

$83,848-39.5%

$56,287-9.9%

Participation rate

57.9%

68.0%-10.2pp

76.1%-18.3pp

69.9%-12.0pp

Annual return

-7.05%

-1.38%-5.7pp

850.88%-857.9pp

-9.96%+2.9pp

Employer contribution / active EE

$1,857

$2,430-23.6%

$3,631-48.9%

$2,111-12.0%

Participant deferral / active EE

$3,697

$2,935+26.0%

$4,082-9.4%

$3,350+10.4%

Admin fee / account holder

$203

$656-69.1%

$5,478-96.3%

$521-61.1%

Provider

Service type

Compensation

INDEPENDENT FINANCIAL PARTNERS1 year

Service code 27 · EIN 59-3331424

Advisory (Plan)

$13,891

MASSACHUSETTS MUTUAL LIFE INS. CO.1 year

Filed as: MASSACHUSETTS MUTUAL LIFE INS CO

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$11,323

INDEPENDENT FINANCIAL ADVISOR1 year

Service code 27 · EIN 59-3331424

Advisory (Plan)

$2,653

PENSION ASSURANCE LLP1 year

Filed as: THE PENSION STUDIO

Service code 13

Contract Administrator

$1,917

PENSION ASSURANCE LLP1 year

Filed as: THE PENSION STUDO

Service code 14 · EIN 54-2154380

Plan Administrator

$1,624

PENSION ASSURANCE LLP1 year

Filed as: THE PENSION STUIO

Service code 13 · EIN 54-2154380

Contract Administrator

RYAN COMPANIES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RYAN COMPANIES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion