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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,475 | $58,726-12.3% | $92,240-44.2% | $62,293-17.4% |
| Participation rate | 56.9% | 68.3%-11.5pp | 76.5%-19.6pp | 69.5%-12.6pp |
| Annual return | 20.17% | 43.62%-23.4pp | 176.29%-156.1pp | 28.90%-8.7pp |
| Employer contribution / active EE | $1,560 | $2,392-34.8% | $3,680-57.6% | $2,042-23.6% |
| Participant deferral / active EE | $3,073 | $2,766+11.1% | $3,897-21.2% | $3,169-3.0% |
| Admin fee / account holder | $4,806 | $556+763.6% | $5,194-7.5% | $479+902.5% |