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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,296 | $91,537-21.0% | $130,045-44.4% | $75,173-3.8% |
| Participation rate | 59.7% | 71.5%-11.8pp | 78.5%-18.8pp | 67.2%-7.5pp |
| Annual return | 17.85% | -631.55%+649.4pp | -137.30%+155.2pp | 160.72%-142.9pp |
| Employer contribution / active EE | $1,331 | $2,845-53.2% | $4,321-69.2% | $2,671-50.2% |
| Participant deferral / active EE | $2,569 | $4,343-40.8% | $5,820-55.9% | $4,126-37.7% |
| Admin fee / account holder | $3,775 | $6,780-44.3% | $10,600-64.4% | $5,651-33.2% |