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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,887 | $83,485-29.5% | $125,192-53.0% | $72,975-19.3% |
| Participation rate | 69.5% | 73.3%-3.8pp | 79.8%-10.3pp | 69.5%0pp |
| Annual return | 20.49% | 25.77%-5.3pp | 43.79%-23.3pp | 81.01%-60.5pp |
| Employer contribution / active EE | $1,700 | $2,346-27.5% | $3,866-56.0% | $2,440-30.3% |
| Participant deferral / active EE | $3,595 | $3,586+0.3% | $4,937-27.2% | $3,608-0.3% |
| Admin fee / account holder | $13,671 | $5,518+147.8% | $9,704+40.9% | $5,124+166.8% |